Status Update (04/27): Applications are now open for the new round of PPP funding

COVID-19 Relief

for employers, sole proprietors, self-employed or independent contractors

As a company serving small businesses and sole proprietors for years, we're now helping individuals and businesses apply for the PPP. There's much confusion with applications and our goal is to make it faster and easier through an approved SBA 7(a) lender and tech-forward banking partner. We'll guide you on how to submit your loan through their process.

Apply for the PPP through an SBA-approved bank

Access a fast-servicing, SBA 7(a) lender for the COVID-19 SBA Paycheck Protection Program (PPP). We're here to help guide you through the application with quick customer support and get the fastest servicing through one of our tech-enabled banking partners.

Apply Today

Access a fast-servicing, SBA-approved bank

Because many small business owners are being turned away by their banks, we're guiding you to an SBA-approved 7(a) bank, Cross River, that can service loans faster. We'll show you how to apply through their secure process and answer any of your questions along the way.

Connect with a support team that's actually available

After serving small businesses for years, we understand the value of excellent customer support -- especially at a time like this. We have a dedicated team of professionals trained on the application process walking small business owners through the system, free of charge.

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What can I use PPP loan funds for?

Unlike the EIDL loans, PPP loans were made to help small businesses retain existing staff. Businesses who use the funds to do this may be eligible for a 100% forgiveness grant, meaning you don't need to pay it back.

The funds can be used for things like payroll costs (including group benefits), rent, utilities and interest on mortgage obligations, incurred before February 15, 2020. Here's a complete list. Full details on how to qualify for loan forgiveness can be found in our FAQ.

Am I eligible?

The requirements for PPP loans are incredibly simple. Your business only needs to hit 2 criteria:

  • Your business (or nonprofit) was in operation as of February 15, 2020
  • You're a small business, independent contractor or sole proprietor, or your business/organization has either employees or independent contractors for whom they have associated payroll costs (must be under 500 employees). Sole proprietors and independent contractors do not need to have any employees to apply.

Most businesses can apply for the PPP loan! Check out our FAQ for more questions on eligibility.

For info on criteria, please visit here SBA.gov

How can we help

The PPP is first come, first served, so it's important to move fast. Unlike traditional banks turning applicants away because they don't have personnel to service them, our partner bank (Cross River) is one of the most technology-forward SBA lenders. This helps you:

  • Apply for SBA PPP Loan quickly
  • Get your loan serviced faster (days, not weeks)
  • Get help preparing docs from a GlossGenius team member

Do you run a small business? This is open to all.

What To Do Now


Step 1: Gather Your Info

Here's our complete list of business info you'll need when it's time to file the PPP application. When you access the application below, you'll be walked through how to submit it.

Payroll records: you will need payroll tax forms (i.e. Forms 940 and/or 941) from January 1, 2019, to the most current filing. Note: You will need to be able to identify any employees paid over $100K. Sole proprietor or independent contractor? Get your 2019 1040 Schedule C too.

Tax returns: for the last two years. If you haven’t been in business that long, all tax returns you have.

1099-Misc (if applicable): If you have filed form 1099-Misc and are counting contractor compensation as part of your average payroll, you will need to provide this form.

Copies of driver licenses: for business owners with ownership stakes of 20% or more

Voided check: from the account where the loan will be deposited.

6 months of bank statements: from your business accounts for the most recent six months of business.

PPP Worksheet: Download and fill out the PPP worksheet here. Watch this video for a step-by-step on how to fill it out.

Step 2: File Now

Applying is quick through our process. Don't delay.

Watch this video if you want help walking through the application and this video that will show you how to fill out the spreadsheet that is part of the application.

Please note: As of April 27, applications are now open for the new round of PPP funding.




Step 3: Additional Help

There's a lot going on, but thankfully there's a lot of help. If you know other business owners struggling, send this page to anyone you think should be applying for PPP.